An employee elected in the plan sponsor’s limited network plan during open enrollment. One month later, the employee’s spouse was tragically diagnosed with cancer. Provider options were limited under the elected plan, and the employee feared…
Read MoreAn animal hospital located in St. Louis wanted to maintain their current level of medical benefits during their renewal process, but their brand new carrier still proposed a 10% renewal increase…
Read MoreThe group’s HR administrator had employees complete all open enrollment and new hire forms by hand, and then would manually enter the information each employee provided into their carrier’s portal. To improve efficiencies, Caravus suggested the group implement…
Read MoreA client decided to move carriers at renewal time. This change came with slightly higher PCP copays, which decision makers believed would not significantly impact employees at the time. However, once the new plan was up and running, employees began providing negative feedback to their employer regarding the new copay amounts…
Read MoreA retirement and rehabilitation organization with over 1,300 dependents was experiencing an increase in pharmacy claims. As a self-funded group looking to mitigate costs, they felt stuck because…
Read MoreAn employee’s spouse was diagnosed with COVID-19 and was hospitalized for over 45 days. After offering a GAPP extension and successfully transferring the patient to a less crowded hospital, the patient’s family was shocked when they received their bill…
Read MoreWhen the client joined Caravus, the company’s HR administrator completed their ACA reporting process by hand – individually enveloping, addressed, and mailed to each employees’ home. This manual process took days to complete. Caravus recommended…
Read MoreThe client offered a single plan option to their employees. At renewal, the group’s medical plan projected a $116,000 increase. At the time, they did not offer vision or any voluntary benefits. Caravus suggested the group move to a…
Read MoreThis organization wanted to provide an enhanced health benefit to their employees by giving them access to a more personalized relationship with healthcare providers while lowering medical and prescription drug costs…
Read MoreThe group wanted their employees to feel more empowered to make smarter health care choices and give them easier access to Virtual Care. They also wanted to improve employee benefit engagement through…
Read MoreAfter moving to the Level Funded plan option, the client saved $62,000 the year after the switch. The following renewal, after evaluating the group’s claims, Caravus negotiated that year’s renewal down from a 7% to a…
Read MoreWhile moving the client off their previous broker’s HRIS system to Caravus Connect, the Caravus team discovered several employees were not properly enrolled in the dental plans they had elected…
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